What is the Best Neighborhoods USA ranking for College Estates?
College Estates is ranked #18 of 50 eligible neighborhoods in Oxnard; #863 of 1,814 eligible neighborhoods in CA; and #7,463 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
College Estates
Oxnard, CA | Ventura County
Scored premium profile
Best Neighborhoods USA Index
50.4
Stability and Strength
54.0
Value Opportunity
42.4
Momentum
56.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Oxnard, CA |
| County | Ventura County |
| National rank | #7,463 of 14,967 |
| State rank | #863 of 1,814 |
| City rank | #18 of 50 |
| County rank | #25 of 65 |
| National percentile | 50.2 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $789,884 |
| Year-over-year home value change | 0.5% |
| Month-over-month home value change | 0.29% |
| Home value to income ratio | 7.18 |
| Median household income | $110,035 |
| Bachelor's degree or higher | 24.5% |
| Civilian unemployment rate | 8.3% |
| Homeownership rate | 66.8% |
| Housing vacancy rate | 2.8% |
| Rent burden 30% or higher | 34.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in College Estates
Is College Estates one of the best neighborhoods in Oxnard?
College Estates has a Best Neighborhoods USA Index of 50.4 and a city ranking of #18 of 50 eligible neighborhoods in Oxnard.
How much are homes worth in College Estates?
The current Zillow Home Value Index for College Estates is approximately $789,884.
Are home values rising or falling in College Estates?
Zillow neighborhood values changed 0.5% year over year and 0.29% month over month.
What is the Neighborhood Momentum Score for College Estates?
College Estates has a Neighborhood Momentum Score of 56.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in College Estates?
The NDS-derived neighborhood median household income is approximately $110,035.
How affordable is College Estates relative to household income?
The current Zillow home-value-to-household-income ratio is 7.18. Price-to-income affordability is a major Value Opportunity input.
Is College Estates primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 66.8%.
What is the unemployment rate in College Estates?
The NDS-derived civilian unemployment rate is approximately 8.3%.
How educated are residents of College Estates?
Approximately 24.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in College Estates face high rent burden?
Approximately 34.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score College Estates?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications45
Estimated originations25
Home-purchase applications10
Origination rate55.6%
Home-purchase share22.4%
Average application loan$315,891
Total application loan amount$14,206,305
National application rank#7,681 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 15.5% YoY; originations 19.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.