Neighborhood Profile

Hill Street

Oxnard, CA | Ventura County
Scored premium profile
Best Neighborhoods USA Index
28.6
National rank: #13,716 of 14,967
Stability and Strength
22.3
Score
Value Opportunity
21.7
Score
Momentum
48.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationOxnard, CA
CountyVentura County
National rank#13,716 of 14,967
State rank#1,686 of 1,814
City rank#50 of 50
County rank#65 of 65
National percentile8.4
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$712,990
Year-over-year home value change-1.0%
Month-over-month home value change0.48%
Home value to income ratio13.08
Median household income$54,506
Bachelor's degree or higher7.5%
Civilian unemployment rate9.3%
Homeownership rate27.8%
Housing vacancy rate0.1%
Rent burden 30% or higher77.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Hill Street

What is the Best Neighborhoods USA ranking for Hill Street?

Hill Street is ranked #50 of 50 eligible neighborhoods in Oxnard; #1,686 of 1,814 eligible neighborhoods in CA; and #13,716 of 14,967 eligible neighborhoods in the United States.

Is Hill Street one of the best neighborhoods in Oxnard?

Hill Street has a Best Neighborhoods USA Index of 28.6 and a city ranking of #50 of 50 eligible neighborhoods in Oxnard.

How much are homes worth in Hill Street?

The current Zillow Home Value Index for Hill Street is approximately $712,990.

Are home values rising or falling in Hill Street?

Zillow neighborhood values changed -1.0% year over year and 0.48% month over month.

What is the Neighborhood Momentum Score for Hill Street?

Hill Street has a Neighborhood Momentum Score of 48.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Hill Street?

The NDS-derived neighborhood median household income is approximately $54,506.

How affordable is Hill Street relative to household income?

The current Zillow home-value-to-household-income ratio is 13.08. Price-to-income affordability is a major Value Opportunity input.

Is Hill Street primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 27.8%.

What is the unemployment rate in Hill Street?

The NDS-derived civilian unemployment rate is approximately 9.3%.

How educated are residents of Hill Street?

Approximately 7.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Hill Street face high rent burden?

Approximately 77.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Hill Street?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications22
Estimated originations11
Home-purchase applications8
Origination rate47.8%
Home-purchase share34.3%
Average application loan$340,564
Total application loan amount$7,589,613
National application rank#10,291 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 120.0% YoY; originations 68.7% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.