What is the Best Neighborhoods USA ranking for Sterling Downs?
Sterling Downs is ranked #6 of 9 eligible neighborhoods in Belmont; #787 of 1,814 eligible neighborhoods in CA; and #6,922 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Sterling Downs
Belmont, CA | San Mateo County
Scored premium profile
Best Neighborhoods USA Index
52.0
Stability and Strength
50.1
Value Opportunity
36.6
Momentum
76.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Belmont, CA |
| County | San Mateo County |
| National rank | #6,922 of 14,967 |
| State rank | #787 of 1,814 |
| City rank | #6 of 9 |
| County rank | #65 of 82 |
| National percentile | 53.8 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,972,088 |
| Year-over-year home value change | 4.2% |
| Month-over-month home value change | 0.20% |
| Home value to income ratio | 14.51 |
| Median household income | $135,882 |
| Bachelor's degree or higher | 56.3% |
| Civilian unemployment rate | 11.8% |
| Homeownership rate | 31.5% |
| Housing vacancy rate | 9.9% |
| Rent burden 30% or higher | 46.2% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Sterling Downs
Is Sterling Downs one of the best neighborhoods in Belmont?
Sterling Downs has a Best Neighborhoods USA Index of 52.0 and a city ranking of #6 of 9 eligible neighborhoods in Belmont.
How much are homes worth in Sterling Downs?
The current Zillow Home Value Index for Sterling Downs is approximately $1,972,088.
Are home values rising or falling in Sterling Downs?
Zillow neighborhood values changed 4.2% year over year and 0.20% month over month.
What is the Neighborhood Momentum Score for Sterling Downs?
Sterling Downs has a Neighborhood Momentum Score of 76.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Sterling Downs?
The NDS-derived neighborhood median household income is approximately $135,882.
How affordable is Sterling Downs relative to household income?
The current Zillow home-value-to-household-income ratio is 14.51. Price-to-income affordability is a major Value Opportunity input.
Is Sterling Downs primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 31.5%.
What is the unemployment rate in Sterling Downs?
The NDS-derived civilian unemployment rate is approximately 11.8%.
How educated are residents of Sterling Downs?
Approximately 56.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Sterling Downs face high rent burden?
Approximately 46.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Sterling Downs?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications26
Estimated originations17
Home-purchase applications12
Origination rate64.8%
Home-purchase share47.3%
Average application loan$1,983,614
Total application loan amount$52,181,923
National application rank#9,747 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -7.3% YoY; originations 11.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.