Neighborhood Profile

Mount Vernon Heights

Mount Vernon, NY | Westchester County
Scored premium profile
Best Neighborhoods USA Index
54.6
National rank: #5,895 of 14,967
Stability and Strength
47.3
Score
Value Opportunity
41.2
Score
Momentum
85.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationMount Vernon, NY
CountyWestchester County
National rank#5,895 of 14,967
State rank#167 of 418
City rankNot available
County rank#13 of 19
National percentile60.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$602,835
Year-over-year home value change6.1%
Month-over-month home value change0.29%
Home value to income ratio7.56
Median household income$79,750
Bachelor's degree or higher45.7%
Civilian unemployment rate7.1%
Homeownership rate47.8%
Housing vacancy rate4.4%
Rent burden 30% or higher52.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Mount Vernon Heights

What is the Best Neighborhoods USA ranking for Mount Vernon Heights?

Mount Vernon Heights is ranked No published Mount Vernon rank is currently available; #167 of 418 eligible neighborhoods in NY; and #5,895 of 14,967 eligible neighborhoods in the United States.

Is Mount Vernon Heights one of the best neighborhoods in Mount Vernon?

Mount Vernon Heights has a Best Neighborhoods USA Index of 54.6 and a city ranking of No published Mount Vernon rank is currently available.

How much are homes worth in Mount Vernon Heights?

The current Zillow Home Value Index for Mount Vernon Heights is approximately $602,835.

Are home values rising or falling in Mount Vernon Heights?

Zillow neighborhood values changed 6.1% year over year and 0.29% month over month.

What is the Neighborhood Momentum Score for Mount Vernon Heights?

Mount Vernon Heights has a Neighborhood Momentum Score of 85.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Mount Vernon Heights?

The NDS-derived neighborhood median household income is approximately $79,750.

How affordable is Mount Vernon Heights relative to household income?

The current Zillow home-value-to-household-income ratio is 7.56. Price-to-income affordability is a major Value Opportunity input.

Is Mount Vernon Heights primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 47.8%.

What is the unemployment rate in Mount Vernon Heights?

The NDS-derived civilian unemployment rate is approximately 7.1%.

How educated are residents of Mount Vernon Heights?

Approximately 45.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Mount Vernon Heights face high rent burden?

Approximately 52.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Mount Vernon Heights?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications111
Estimated originations50
Home-purchase applications49
Origination rate45.5%
Home-purchase share44.0%
Average application loan$434,786
Total application loan amount$48,237,994
National application rank#3,968 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -19.6% YoY; originations -19.7% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.