Neighborhood Profile

South White Rock

Rancho Cordova, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
37.7
National rank: #11,672 of 14,967
Stability and Strength
37.9
Score
Value Opportunity
44.1
Score
Momentum
28.4
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationRancho Cordova, CA
CountySacramento County
National rank#11,672 of 14,967
State rank#1,445 of 1,814
City rank#13 of 15
County rank#105 of 144
National percentile22.0
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$441,473
Year-over-year home value change-2.3%
Month-over-month home value change0.00%
Home value to income ratio5.75
Median household income$76,819
Bachelor's degree or higher29.5%
Civilian unemployment rate8.4%
Homeownership rate14.9%
Housing vacancy rate1.6%
Rent burden 30% or higher51.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in South White Rock

What is the Best Neighborhoods USA ranking for South White Rock?

South White Rock is ranked #13 of 15 eligible neighborhoods in Rancho Cordova; #1,445 of 1,814 eligible neighborhoods in CA; and #11,672 of 14,967 eligible neighborhoods in the United States.

Is South White Rock one of the best neighborhoods in Rancho Cordova?

South White Rock has a Best Neighborhoods USA Index of 37.7 and a city ranking of #13 of 15 eligible neighborhoods in Rancho Cordova.

How much are homes worth in South White Rock?

The current Zillow Home Value Index for South White Rock is approximately $441,473.

Are home values rising or falling in South White Rock?

Zillow neighborhood values changed -2.3% year over year and 0.00% month over month.

What is the Neighborhood Momentum Score for South White Rock?

South White Rock has a Neighborhood Momentum Score of 28.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in South White Rock?

The NDS-derived neighborhood median household income is approximately $76,819.

How affordable is South White Rock relative to household income?

The current Zillow home-value-to-household-income ratio is 5.75. Price-to-income affordability is a major Value Opportunity input.

Is South White Rock primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 14.9%.

What is the unemployment rate in South White Rock?

The NDS-derived civilian unemployment rate is approximately 8.4%.

How educated are residents of South White Rock?

Approximately 29.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in South White Rock face high rent burden?

Approximately 51.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score South White Rock?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications33
Estimated originations17
Home-purchase applications16
Origination rate51.4%
Home-purchase share48.8%
Average application loan$815,071
Total application loan amount$26,886,567
National application rank#8,861 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 12.2% YoY; originations -8.7% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.