Neighborhood Profile

Reserve at Lake Mary

Lake Mary, FL | Seminole County
Scored premium profile
Best Neighborhoods USA Index
64.0
National rank: #2,763 of 14,967
Stability and Strength
65.8
Score
Value Opportunity
68.9
Score
Momentum
54.2
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationLake Mary, FL
CountySeminole County
National rank#2,763 of 14,967
State rank#101 of 1,145
City rank#5 of 12
County rank#5 of 12
National percentile81.5
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$515,293
Year-over-year home value change0.9%
Month-over-month home value change0.10%
Home value to income ratio4.28
Median household income$120,456
Bachelor's degree or higher48.3%
Civilian unemployment rate4.5%
Homeownership rate79.5%
Housing vacancy rate0.0%
Rent burden 30% or higher68.9%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Reserve at Lake Mary

What is the Best Neighborhoods USA ranking for Reserve at Lake Mary?

Reserve at Lake Mary is ranked #5 of 12 eligible neighborhoods in Lake Mary; #101 of 1,145 eligible neighborhoods in FL; and #2,763 of 14,967 eligible neighborhoods in the United States.

Is Reserve at Lake Mary one of the best neighborhoods in Lake Mary?

Reserve at Lake Mary has a Best Neighborhoods USA Index of 64.0 and a city ranking of #5 of 12 eligible neighborhoods in Lake Mary.

How much are homes worth in Reserve at Lake Mary?

The current Zillow Home Value Index for Reserve at Lake Mary is approximately $515,293.

Are home values rising or falling in Reserve at Lake Mary?

Zillow neighborhood values changed 0.9% year over year and 0.10% month over month.

What is the Neighborhood Momentum Score for Reserve at Lake Mary?

Reserve at Lake Mary has a Neighborhood Momentum Score of 54.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Reserve at Lake Mary?

The NDS-derived neighborhood median household income is approximately $120,456.

How affordable is Reserve at Lake Mary relative to household income?

The current Zillow home-value-to-household-income ratio is 4.28. Price-to-income affordability is a major Value Opportunity input.

Is Reserve at Lake Mary primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 79.5%.

What is the unemployment rate in Reserve at Lake Mary?

The NDS-derived civilian unemployment rate is approximately 4.5%.

How educated are residents of Reserve at Lake Mary?

Approximately 48.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Reserve at Lake Mary face high rent burden?

Approximately 68.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Reserve at Lake Mary?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications11
Estimated originations6
Home-purchase applications5
Origination rate56.1%
Home-purchase share46.3%
Average application loan$294,144
Total application loan amount$3,158,055
National application rank#12,349 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 20.0% YoY; originations 43.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.