Neighborhood Profile

Saint Mary's Orchard

Lafayette, CA | Contra Costa County
Scored premium profile
Best Neighborhoods USA Index
56.0
National rank: #5,384 of 14,967
Stability and Strength
64.1
Score
Value Opportunity
33.6
Score
Momentum
74.3
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationLafayette, CA
CountyContra Costa County
National rank#5,384 of 14,967
State rank#591 of 1,814
City rank#8 of 11
County rank#20 of 57
National percentile64.1
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,848,105
Year-over-year home value change2.9%
Month-over-month home value change0.41%
Home value to income ratio491.10
Median household income$3,763
Bachelor's degree or higher82.0%
Civilian unemployment rate3.0%
Homeownership rate99.7%
Housing vacancy rate1.9%
Rent burden 30% or higher38.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Saint Mary's Orchard

What is the Best Neighborhoods USA ranking for Saint Mary's Orchard?

Saint Mary's Orchard is ranked #8 of 11 eligible neighborhoods in Lafayette; #591 of 1,814 eligible neighborhoods in CA; and #5,384 of 14,967 eligible neighborhoods in the United States.

Is Saint Mary's Orchard one of the best neighborhoods in Lafayette?

Saint Mary's Orchard has a Best Neighborhoods USA Index of 56.0 and a city ranking of #8 of 11 eligible neighborhoods in Lafayette.

How much are homes worth in Saint Mary's Orchard?

The current Zillow Home Value Index for Saint Mary's Orchard is approximately $1,848,105.

Are home values rising or falling in Saint Mary's Orchard?

Zillow neighborhood values changed 2.9% year over year and 0.41% month over month.

What is the Neighborhood Momentum Score for Saint Mary's Orchard?

Saint Mary's Orchard has a Neighborhood Momentum Score of 74.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Saint Mary's Orchard?

The NDS-derived neighborhood median household income is approximately $3,763.

How affordable is Saint Mary's Orchard relative to household income?

The current Zillow home-value-to-household-income ratio is 491.10. Price-to-income affordability is a major Value Opportunity input.

Is Saint Mary's Orchard primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 99.7%.

What is the unemployment rate in Saint Mary's Orchard?

The NDS-derived civilian unemployment rate is approximately 3.0%.

How educated are residents of Saint Mary's Orchard?

Approximately 82.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Saint Mary's Orchard face high rent burden?

Approximately 38.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Saint Mary's Orchard?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications6
Estimated originations4
Home-purchase applications2
Origination rate60.8%
Home-purchase share30.4%
Average application loan$886,962
Total application loan amount$5,298,236
National application rank#13,477 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 17.6% YoY; originations 7.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.