What is the Best Neighborhoods USA ranking for Cumberland Gardens?
Cumberland Gardens is ranked #8 of 23 eligible neighborhoods in Allentown; #169 of 382 eligible neighborhoods in PA; and #7,395 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cumberland Gardens
Allentown, PA | Lehigh County
Scored premium profile
Best Neighborhoods USA Index
50.6
Stability and Strength
38.3
Value Opportunity
37.8
Momentum
88.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Allentown, PA |
| County | Lehigh County |
| National rank | #7,395 of 14,967 |
| State rank | #169 of 382 |
| City rank | #8 of 23 |
| County rank | #8 of 23 |
| National percentile | 50.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $310,014 |
| Year-over-year home value change | 6.2% |
| Month-over-month home value change | 0.46% |
| Home value to income ratio | 7.64 |
| Median household income | $40,573 |
| Bachelor's degree or higher | 8.9% |
| Civilian unemployment rate | 0.1% |
| Homeownership rate | 23.3% |
| Housing vacancy rate | 0.0% |
| Rent burden 30% or higher | 54.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cumberland Gardens
Is Cumberland Gardens one of the best neighborhoods in Allentown?
Cumberland Gardens has a Best Neighborhoods USA Index of 50.6 and a city ranking of #8 of 23 eligible neighborhoods in Allentown.
How much are homes worth in Cumberland Gardens?
The current Zillow Home Value Index for Cumberland Gardens is approximately $310,014.
Are home values rising or falling in Cumberland Gardens?
Zillow neighborhood values changed 6.2% year over year and 0.46% month over month.
What is the Neighborhood Momentum Score for Cumberland Gardens?
Cumberland Gardens has a Neighborhood Momentum Score of 88.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cumberland Gardens?
The NDS-derived neighborhood median household income is approximately $40,573.
How affordable is Cumberland Gardens relative to household income?
The current Zillow home-value-to-household-income ratio is 7.64. Price-to-income affordability is a major Value Opportunity input.
Is Cumberland Gardens primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 23.3%.
What is the unemployment rate in Cumberland Gardens?
The NDS-derived civilian unemployment rate is approximately 0.1%.
How educated are residents of Cumberland Gardens?
Approximately 8.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cumberland Gardens face high rent burden?
Approximately 54.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cumberland Gardens?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications31
Estimated originations16
Home-purchase applications12
Origination rate51.2%
Home-purchase share38.9%
Average application loan$150,209
Total application loan amount$4,724,828
National application rank#9,057 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 12.2% YoY; originations 11.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.