Neighborhood Profile

Wilshire/Montana

Santa Monica, CA | Los Angeles County
Scored premium profile
Best Neighborhoods USA Index
45.2
National rank: #9,312 of 14,967
Stability and Strength
57.2
Score
Value Opportunity
41.3
Score
Momentum
31.4
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSanta Monica, CA
CountyLos Angeles County
National rank#9,312 of 14,967
State rank#1,141 of 1,814
City rank#5 of 9
County rank#187 of 321
National percentile37.8
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,738,479
Year-over-year home value change-0.7%
Month-over-month home value change-0.30%
Home value to income ratio14.80
Median household income$117,496
Bachelor's degree or higher74.0%
Civilian unemployment rate5.6%
Homeownership rate22.5%
Housing vacancy rate12.4%
Rent burden 30% or higher39.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Wilshire/Montana

What is the Best Neighborhoods USA ranking for Wilshire/Montana?

Wilshire/Montana is ranked #5 of 9 eligible neighborhoods in Santa Monica; #1,141 of 1,814 eligible neighborhoods in CA; and #9,312 of 14,967 eligible neighborhoods in the United States.

Is Wilshire/Montana one of the best neighborhoods in Santa Monica?

Wilshire/Montana has a Best Neighborhoods USA Index of 45.2 and a city ranking of #5 of 9 eligible neighborhoods in Santa Monica.

How much are homes worth in Wilshire/Montana?

The current Zillow Home Value Index for Wilshire/Montana is approximately $1,738,479.

Are home values rising or falling in Wilshire/Montana?

Zillow neighborhood values changed -0.7% year over year and -0.30% month over month.

What is the Neighborhood Momentum Score for Wilshire/Montana?

Wilshire/Montana has a Neighborhood Momentum Score of 31.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Wilshire/Montana?

The NDS-derived neighborhood median household income is approximately $117,496.

How affordable is Wilshire/Montana relative to household income?

The current Zillow home-value-to-household-income ratio is 14.80. Price-to-income affordability is a major Value Opportunity input.

Is Wilshire/Montana primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 22.5%.

What is the unemployment rate in Wilshire/Montana?

The NDS-derived civilian unemployment rate is approximately 5.6%.

How educated are residents of Wilshire/Montana?

Approximately 74.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Wilshire/Montana face high rent burden?

Approximately 39.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Wilshire/Montana?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications159
Estimated originations92
Home-purchase applications91
Origination rate57.6%
Home-purchase share56.8%
Average application loan$967,012
Total application loan amount$154,160,636
National application rank#2,749 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -2.0% YoY; originations -9.4% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.