What is the Best Neighborhoods USA ranking for Prairie Oaks?
Prairie Oaks is ranked #7 of 12 eligible neighborhoods in Folsom; #300 of 1,814 eligible neighborhoods in CA; and #3,247 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Prairie Oaks
Folsom, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
62.4
Stability and Strength
69.1
Value Opportunity
62.4
Momentum
51.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Folsom, CA |
| County | Sacramento County |
| National rank | #3,247 of 14,967 |
| State rank | #300 of 1,814 |
| City rank | #7 of 12 |
| County rank | #19 of 144 |
| National percentile | 78.3 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $844,848 |
| Year-over-year home value change | 0.4% |
| Month-over-month home value change | 0.14% |
| Home value to income ratio | 5.59 |
| Median household income | $151,038 |
| Bachelor's degree or higher | 71.7% |
| Civilian unemployment rate | 7.4% |
| Homeownership rate | 61.2% |
| Housing vacancy rate | 1.3% |
| Rent burden 30% or higher | 45.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Prairie Oaks
Is Prairie Oaks one of the best neighborhoods in Folsom?
Prairie Oaks has a Best Neighborhoods USA Index of 62.4 and a city ranking of #7 of 12 eligible neighborhoods in Folsom.
How much are homes worth in Prairie Oaks?
The current Zillow Home Value Index for Prairie Oaks is approximately $844,848.
Are home values rising or falling in Prairie Oaks?
Zillow neighborhood values changed 0.4% year over year and 0.14% month over month.
What is the Neighborhood Momentum Score for Prairie Oaks?
Prairie Oaks has a Neighborhood Momentum Score of 51.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Prairie Oaks?
The NDS-derived neighborhood median household income is approximately $151,038.
How affordable is Prairie Oaks relative to household income?
The current Zillow home-value-to-household-income ratio is 5.59. Price-to-income affordability is a major Value Opportunity input.
Is Prairie Oaks primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 61.2%.
What is the unemployment rate in Prairie Oaks?
The NDS-derived civilian unemployment rate is approximately 7.4%.
How educated are residents of Prairie Oaks?
Approximately 71.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Prairie Oaks face high rent burden?
Approximately 45.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Prairie Oaks?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications183
Estimated originations117
Home-purchase applications104
Origination rate64.1%
Home-purchase share56.7%
Average application loan$537,679
Total application loan amount$98,237,324
National application rank#2,337 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 27.9% YoY; originations 40.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.