What is the Best Neighborhoods USA ranking for Natoma Station?
Natoma Station is ranked #8 of 12 eligible neighborhoods in Folsom; #441 of 1,814 eligible neighborhoods in CA; and #4,248 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Natoma Station
Folsom, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
59.3
Stability and Strength
68.0
Value Opportunity
57.5
Momentum
47.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Folsom, CA |
| County | Sacramento County |
| National rank | #4,248 of 14,967 |
| State rank | #441 of 1,814 |
| City rank | #8 of 12 |
| County rank | #27 of 144 |
| National percentile | 71.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $701,460 |
| Year-over-year home value change | 0.0% |
| Month-over-month home value change | 0.10% |
| Home value to income ratio | 6.37 |
| Median household income | $110,038 |
| Bachelor's degree or higher | 56.3% |
| Civilian unemployment rate | 3.8% |
| Homeownership rate | 70.4% |
| Housing vacancy rate | 2.1% |
| Rent burden 30% or higher | 52.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Natoma Station
Is Natoma Station one of the best neighborhoods in Folsom?
Natoma Station has a Best Neighborhoods USA Index of 59.3 and a city ranking of #8 of 12 eligible neighborhoods in Folsom.
How much are homes worth in Natoma Station?
The current Zillow Home Value Index for Natoma Station is approximately $701,460.
Are home values rising or falling in Natoma Station?
Zillow neighborhood values changed 0.0% year over year and 0.10% month over month.
What is the Neighborhood Momentum Score for Natoma Station?
Natoma Station has a Neighborhood Momentum Score of 47.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Natoma Station?
The NDS-derived neighborhood median household income is approximately $110,038.
How affordable is Natoma Station relative to household income?
The current Zillow home-value-to-household-income ratio is 6.37. Price-to-income affordability is a major Value Opportunity input.
Is Natoma Station primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 70.4%.
What is the unemployment rate in Natoma Station?
The NDS-derived civilian unemployment rate is approximately 3.8%.
How educated are residents of Natoma Station?
Approximately 56.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Natoma Station face high rent burden?
Approximately 52.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Natoma Station?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications38
Estimated originations22
Home-purchase applications21
Origination rate58.5%
Home-purchase share54.3%
Average application loan$391,280
Total application loan amount$14,928,243
National application rank#8,315 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 29.7% YoY; originations 23.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.