What is the Best Neighborhoods USA ranking for Central District?
Central District is ranked #12 of 12 eligible neighborhoods in Folsom; #1,004 of 1,814 eligible neighborhoods in CA; and #8,406 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Central District
Folsom, CA | Sacramento County
Scored premium profile
Best Neighborhoods USA Index
47.8
Stability and Strength
53.0
Value Opportunity
53.4
Momentum
31.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Folsom, CA |
| County | Sacramento County |
| National rank | #8,406 of 14,967 |
| State rank | #1,004 of 1,814 |
| City rank | #12 of 12 |
| County rank | #64 of 144 |
| National percentile | 43.9 |
| National band | MIDDLE_50_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $611,067 |
| Year-over-year home value change | -1.2% |
| Month-over-month home value change | -0.13% |
| Home value to income ratio | 5.14 |
| Median household income | $118,823 |
| Bachelor's degree or higher | 44.5% |
| Civilian unemployment rate | 13.0% |
| Homeownership rate | 64.4% |
| Housing vacancy rate | 3.7% |
| Rent burden 30% or higher | 55.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Central District
Is Central District one of the best neighborhoods in Folsom?
Central District has a Best Neighborhoods USA Index of 47.8 and a city ranking of #12 of 12 eligible neighborhoods in Folsom.
How much are homes worth in Central District?
The current Zillow Home Value Index for Central District is approximately $611,067.
Are home values rising or falling in Central District?
Zillow neighborhood values changed -1.2% year over year and -0.13% month over month.
What is the Neighborhood Momentum Score for Central District?
Central District has a Neighborhood Momentum Score of 31.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Central District?
The NDS-derived neighborhood median household income is approximately $118,823.
How affordable is Central District relative to household income?
The current Zillow home-value-to-household-income ratio is 5.14. Price-to-income affordability is a major Value Opportunity input.
Is Central District primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 64.4%.
What is the unemployment rate in Central District?
The NDS-derived civilian unemployment rate is approximately 13.0%.
How educated are residents of Central District?
Approximately 44.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Central District face high rent burden?
Approximately 55.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Central District?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications205
Estimated originations131
Home-purchase applications79
Origination rate63.8%
Home-purchase share38.7%
Average application loan$344,424
Total application loan amount$70,740,785
National application rank#1,991 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 12.7% YoY; originations 26.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.