What is the Best Neighborhoods USA ranking for Bret Harte?
Bret Harte is ranked #3 of 25 eligible neighborhoods in San Rafael; #143 of 1,814 eligible neighborhoods in CA; and #1,960 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Bret Harte
San Rafael, CA | Marin County
Scored premium profile
Best Neighborhoods USA Index
67.2
Stability and Strength
64.0
Value Opportunity
50.5
Momentum
95.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Rafael, CA |
| County | Marin County |
| National rank | #1,960 of 14,967 |
| State rank | #143 of 1,814 |
| City rank | #3 of 25 |
| County rank | #7 of 47 |
| National percentile | 86.9 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,277,676 |
| Year-over-year home value change | 11.7% |
| Month-over-month home value change | 0.61% |
| Home value to income ratio | 9.97 |
| Median household income | $128,159 |
| Bachelor's degree or higher | 50.2% |
| Civilian unemployment rate | 3.3% |
| Homeownership rate | 64.2% |
| Housing vacancy rate | 3.3% |
| Rent burden 30% or higher | 75.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Bret Harte
Is Bret Harte one of the best neighborhoods in San Rafael?
Bret Harte has a Best Neighborhoods USA Index of 67.2 and a city ranking of #3 of 25 eligible neighborhoods in San Rafael.
How much are homes worth in Bret Harte?
The current Zillow Home Value Index for Bret Harte is approximately $1,277,676.
Are home values rising or falling in Bret Harte?
Zillow neighborhood values changed 11.7% year over year and 0.61% month over month.
What is the Neighborhood Momentum Score for Bret Harte?
Bret Harte has a Neighborhood Momentum Score of 95.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Bret Harte?
The NDS-derived neighborhood median household income is approximately $128,159.
How affordable is Bret Harte relative to household income?
The current Zillow home-value-to-household-income ratio is 9.97. Price-to-income affordability is a major Value Opportunity input.
Is Bret Harte primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 64.2%.
What is the unemployment rate in Bret Harte?
The NDS-derived civilian unemployment rate is approximately 3.3%.
How educated are residents of Bret Harte?
Approximately 50.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Bret Harte face high rent burden?
Approximately 75.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Bret Harte?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications21
Estimated originations12
Home-purchase applications7
Origination rate57.1%
Home-purchase share32.3%
Average application loan$607,784
Total application loan amount$12,896,644
National application rank#10,447 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 11.9% YoY; originations 0.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.