Neighborhood Profile

Rancho Carlsbad/Sunny Creek

Carlsbad, CA | San Diego County
Scored premium profile
Best Neighborhoods USA Index
58.4
National rank: #4,575 of 14,967
Stability and Strength
59.8
Score
Value Opportunity
44.1
Score
Momentum
75.9
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCarlsbad, CA
CountySan Diego County
National rank#4,575 of 14,967
State rank#481 of 1,814
City rank#9 of 20
County rank#39 of 170
National percentile69.5
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,181,169
Year-over-year home value change2.8%
Month-over-month home value change0.54%
Home value to income ratio10.13
Median household income$116,573
Bachelor's degree or higher54.1%
Civilian unemployment rate7.6%
Homeownership rate75.2%
Housing vacancy rate3.1%
Rent burden 30% or higher62.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Rancho Carlsbad/Sunny Creek

What is the Best Neighborhoods USA ranking for Rancho Carlsbad/Sunny Creek?

Rancho Carlsbad/Sunny Creek is ranked #9 of 20 eligible neighborhoods in Carlsbad; #481 of 1,814 eligible neighborhoods in CA; and #4,575 of 14,967 eligible neighborhoods in the United States.

Is Rancho Carlsbad/Sunny Creek one of the best neighborhoods in Carlsbad?

Rancho Carlsbad/Sunny Creek has a Best Neighborhoods USA Index of 58.4 and a city ranking of #9 of 20 eligible neighborhoods in Carlsbad.

How much are homes worth in Rancho Carlsbad/Sunny Creek?

The current Zillow Home Value Index for Rancho Carlsbad/Sunny Creek is approximately $1,181,169.

Are home values rising or falling in Rancho Carlsbad/Sunny Creek?

Zillow neighborhood values changed 2.8% year over year and 0.54% month over month.

What is the Neighborhood Momentum Score for Rancho Carlsbad/Sunny Creek?

Rancho Carlsbad/Sunny Creek has a Neighborhood Momentum Score of 75.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Rancho Carlsbad/Sunny Creek?

The NDS-derived neighborhood median household income is approximately $116,573.

How affordable is Rancho Carlsbad/Sunny Creek relative to household income?

The current Zillow home-value-to-household-income ratio is 10.13. Price-to-income affordability is a major Value Opportunity input.

Is Rancho Carlsbad/Sunny Creek primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 75.2%.

What is the unemployment rate in Rancho Carlsbad/Sunny Creek?

The NDS-derived civilian unemployment rate is approximately 7.6%.

How educated are residents of Rancho Carlsbad/Sunny Creek?

Approximately 54.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Rancho Carlsbad/Sunny Creek face high rent burden?

Approximately 62.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Rancho Carlsbad/Sunny Creek?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications129
Estimated originations83
Home-purchase applications52
Origination rate64.8%
Home-purchase share40.2%
Average application loan$494,012
Total application loan amount$63,612,648
National application rank#3,415 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 28.7% YoY; originations 31.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.