What is the Best Neighborhoods USA ranking for Midland Beach?
Midland Beach is ranked #122 of 199 eligible neighborhoods in New York; #248 of 418 eligible neighborhoods in NY; and #8,497 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Midland Beach
New York, NY | Richmond County
Scored premium profile
Best Neighborhoods USA Index
47.6
Stability and Strength
40.4
Value Opportunity
32.2
Momentum
80.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | New York, NY |
| County | Richmond County |
| National rank | #8,497 of 14,967 |
| State rank | #248 of 418 |
| City rank | #122 of 199 |
| County rank | #42 of 50 |
| National percentile | 43.2 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $715,181 |
| Year-over-year home value change | 4.8% |
| Month-over-month home value change | 0.27% |
| Home value to income ratio | 9.08 |
| Median household income | $78,802 |
| Bachelor's degree or higher | 33.6% |
| Civilian unemployment rate | 8.4% |
| Homeownership rate | 64.4% |
| Housing vacancy rate | 7.5% |
| Rent burden 30% or higher | 67.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Midland Beach
Is Midland Beach one of the best neighborhoods in New York?
Midland Beach has a Best Neighborhoods USA Index of 47.6 and a city ranking of #122 of 199 eligible neighborhoods in New York.
How much are homes worth in Midland Beach?
The current Zillow Home Value Index for Midland Beach is approximately $715,181.
Are home values rising or falling in Midland Beach?
Zillow neighborhood values changed 4.8% year over year and 0.27% month over month.
What is the Neighborhood Momentum Score for Midland Beach?
Midland Beach has a Neighborhood Momentum Score of 80.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Midland Beach?
The NDS-derived neighborhood median household income is approximately $78,802.
How affordable is Midland Beach relative to household income?
The current Zillow home-value-to-household-income ratio is 9.08. Price-to-income affordability is a major Value Opportunity input.
Is Midland Beach primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 64.4%.
What is the unemployment rate in Midland Beach?
The NDS-derived civilian unemployment rate is approximately 8.4%.
How educated are residents of Midland Beach?
Approximately 33.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Midland Beach face high rent burden?
Approximately 67.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Midland Beach?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications161
Estimated originations94
Home-purchase applications101
Origination rate58.2%
Home-purchase share62.6%
Average application loan$341,025
Total application loan amount$54,892,573
National application rank#2,720 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 20.3% YoY; originations 24.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.