What is the Best Neighborhoods USA ranking for Saint Joseph?
Saint Joseph is ranked #64 of 67 eligible neighborhoods in Louisville; #110 of 115 eligible neighborhoods in KY; and #13,967 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Saint Joseph
Louisville, KY | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
26.8
Stability and Strength
31.7
Value Opportunity
29.7
Momentum
15.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Louisville, KY |
| County | Jefferson County |
| National rank | #13,967 of 14,967 |
| State rank | #110 of 115 |
| City rank | #64 of 67 |
| County rank | #64 of 67 |
| National percentile | 6.7 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $210,250 |
| Year-over-year home value change | -4.2% |
| Month-over-month home value change | -0.17% |
| Home value to income ratio | 7.73 |
| Median household income | $27,184 |
| Bachelor's degree or higher | 46.8% |
| Civilian unemployment rate | 4.6% |
| Homeownership rate | 41.7% |
| Housing vacancy rate | 16.7% |
| Rent burden 30% or higher | 61.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Saint Joseph
Is Saint Joseph one of the best neighborhoods in Louisville?
Saint Joseph has a Best Neighborhoods USA Index of 26.8 and a city ranking of #64 of 67 eligible neighborhoods in Louisville.
How much are homes worth in Saint Joseph?
The current Zillow Home Value Index for Saint Joseph is approximately $210,250.
Are home values rising or falling in Saint Joseph?
Zillow neighborhood values changed -4.2% year over year and -0.17% month over month.
What is the Neighborhood Momentum Score for Saint Joseph?
Saint Joseph has a Neighborhood Momentum Score of 15.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Saint Joseph?
The NDS-derived neighborhood median household income is approximately $27,184.
How affordable is Saint Joseph relative to household income?
The current Zillow home-value-to-household-income ratio is 7.73. Price-to-income affordability is a major Value Opportunity input.
Is Saint Joseph primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 41.7%.
What is the unemployment rate in Saint Joseph?
The NDS-derived civilian unemployment rate is approximately 4.6%.
How educated are residents of Saint Joseph?
Approximately 46.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Saint Joseph face high rent burden?
Approximately 61.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Saint Joseph?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications119
Estimated originations82
Home-purchase applications81
Origination rate68.6%
Home-purchase share67.9%
Average application loan$196,931
Total application loan amount$23,395,373
National application rank#3,696 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 8.3% YoY; originations 14.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.